Investing can seem intimidating, especially for beginners. However, with the rise of modern technology, managing your money and building wealth has never been more accessible. Whether you’re looking to dip your toes into the stock market, start investing in ETFs, or explore other investment options, the right tools can make a huge difference in your journey.
Top 10 Best Investing Apps for Beginners in 2025:
Discover the top investment apps for beginners in 2025, including Robinhood, Acorns, Betterment, and more. These apps offer low fees, educational resources, and beginner-friendly features to help you start investing with confidence.
In 2025, the world of investment apps is thriving, offering user-friendly interfaces, educational resources, and low-cost options for beginners. If you're looking for the best apps to help you get started, this comprehensive guide will break down the Top 10 Best Investing Apps for Beginners in 2025.
1. Robinhood
Best for: Commission-Free Trading
Robinhood is often the first app people turn to when starting their investing journey, and for good reason. Offering commission-free trades on stocks, options, and even cryptocurrencies, it’s a solid choice for beginners. The app has a sleek, intuitive interface, making it easy to buy and sell investments. Robinhood also allows fractional share investing, meaning you can invest in high-priced stocks with as little as $1.
Why Choose Robinhood?
Easy-to-use platform with no commissions
Fractional shares for investing in expensive stocks
Cryptocurrency trading available
2. Acorns
Best for: Automated Investing and Saving
Acorns is ideal for beginners who want to invest without putting too much thought into it. This app rounds up your everyday purchases to the nearest dollar and invests the spare change. Acorns offers different portfolios based on your risk tolerance and automatically invests your funds. It’s a great way to get started with investing, especially for those who may not have a lot of capital to invest upfront.
Why Choose Acorns?
Hands-off, automated investing approach
Round-up feature helps you invest spare change
Educational content for beginners
3. Betterment
Best for: Robo-Advisory Services
Betterment is one of the top robo-advisors, offering automated portfolio management based on your financial goals. With just a few questions, Betterment creates a personalized investment strategy for you, choosing low-cost index funds to match your risk profile. It’s perfect for beginners who want to leave the decisions to the experts but still want to have control over their investment choices.
Why Choose Betterment?
Robo-advisor that automatically adjusts investments
Low fees and low minimum investment
Strong educational resources
4. Fidelity Investments
Best for: Full-Service Investing
Fidelity is known for its wide range of investment options, including stocks, bonds, mutual funds, ETFs, and more. Beginners will appreciate Fidelity’s robust research and educational tools. Whether you're just starting or looking to grow your portfolio, Fidelity offers a comprehensive platform with no account fees for most investment types and no minimum balance requirements.
Why Choose Fidelity?
Extensive educational content and research tools
No account fees and low-cost trading
Wide variety of investment options
5. Charles Schwab
Best for: Low Fees and Educational Tools
Charles Schwab is another well-established platform that provides access to stocks, ETFs, and other investments. The platform offers a range of resources for beginners, including educational articles and videos, as well as no-fee trading on many stocks and ETFs. With Schwab, you also have access to professional financial advisors, should you want more personalized advice.
Why Choose Charles Schwab?
Excellent educational content for beginners
Commission-free trading on stocks and ETFs
Access to financial advisors for personalized advice
6. E*TRADE
Best for: Flexibility and Customization
ETRADE offers a great mix of simplicity and flexibility. With its easy-to-use app, beginners can easily buy stocks, ETFs, and mutual funds. However, ETRADE also provides advanced features like options trading and margin accounts for those who want to increase their investing knowledge as they go. Beginners will appreciate the educational resources that explain everything from basic investing to more complex strategies.
Why Choose E*TRADE?
Easy-to-use interface with access to advanced tools
Free educational resources
Flexible investment options for future growth
7. Merrill Edge
Best for: Bank Integration and Rewards
Merrill Edge, a part of Bank of America, is a solid choice for beginners who are looking to integrate their banking and investing accounts. The app’s integration with your bank accounts makes transfers and managing your money easy. Additionally, Merrill Edge provides $0 commissions on stocks and ETFs, as well as plenty of resources for beginners, including one-on-one support with advisors.
Why Choose Merrill Edge?
Seamless integration with Bank of America accounts
Zero-commission trading
Personalized investment advice
8. SoFi Invest
Best for: Social Investing and Portfolio Diversification
SoFi Invest allows users to trade stocks, ETFs, and even crypto while offering personalized financial advice. The app also gives beginners the option to invest in a variety of portfolios, from socially responsible investments to traditional index funds. The user-friendly app is a great starting point for someone new to investing, and SoFi’s extensive resources and easy account management make it a standout choice.
Why Choose SoFi Invest?
Offers diversified portfolio options
Socially responsible investing options available
Educational content and advice from financial experts
9. Webull
Best for: Advanced Tools with a Beginner-Friendly Interface
Webull offers commission-free trading with a slightly more advanced set of tools compared to other beginner apps. If you’re someone who wants to learn more about charting, technical analysis, and more detailed stock data, Webull could be the app for you. Despite these advanced tools, the platform remains easy to navigate for new investors.
Why Choose Webull?
Advanced tools for technical analysis
Commission-free trading
Strong research features for informed decision-making
10. Stash
Best for: Micro-Investing and Educational Content
Stash is designed for beginners who want to invest small amounts of money while learning the ropes. The app offers fractional shares, so you can invest in a wide variety of stocks and ETFs with as little as $5. Stash also provides educational content tailored to your investing journey, making it an excellent platform for those just starting to build their financial future.
Why Choose Stash?
Micro-investing with fractional shares
Personalized educational resources
Low fees and small initial investment requirement
Final Thoughts
In 2025, there is a wealth of investing apps designed specifically for beginners. The Top 10 Best Investing Apps for Beginners in 2025: A Comprehensive Guide highlights some of the most user-friendly, cost-effective, and educationally supportive apps available today. Each of these platforms has its unique features, so your choice will depend on your personal preferences and l goals.
Start by considering your risk tolerance, the level of hands-on involvement you're looking for, and the type of investments you’re most interested in. With the right app and strategy, you can start building wealth and taking control of your financial future—no matter where you're starting from. Happy investing!
